The Truth About ISAs and Tax-Free Investing

 

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The Truth About ISAs and Tax-Free Investing

By Alan Dunwiddie

I understand your situation.  You are fired at from all angles about how important it is save and invest for the future.  The government, TV, press, maybe even your own family and friends are all going on about how investing for your future is so important.

So then you spend some time reading articles on ISAs and see these as a government backed unmissable tax-free opportunity to invest.

So the next step is to visit your bank or call a financial advisor from the Yellow Pages, isn't it?

...Only if you want to make a huge contribution to paying for their new Mercedes!

I'm warning you now that the truth is that basic, honest, impartial advice about ISAs is nigh on impossible to find.

In all likelihood, you'll encounter financial advisors with salesman tactics whose interests most definitely do not match with yours, and you'll have to watch for some new version of previous mis-selling scandals such as With-profits endowments or opting out into private pension schemes ruining your investments.  Even your bank manager is out hunting to get the biggest cut of your savings he possibly can for the bank and his own promotion prospects. 

How can any of this be compatible with your own investment objectives?

These guys all rely on your financial naivety (have you noticed how you never got taught any of this useful stuff at school?) to make the sale with you, and the only real answer is to become better informed to make your own decisions, because the truth is, when it comes to investing there are very few people out there you can trust other than yourself!

This is where the new Do it YourSelf ISA guide comes in.  It will tell you some honest home truths you need to know before making any investment decisions.  In it you'll learn :-

  • How a 10-minute trip to your bank can stop them quietly ripping you off. The banks won't tell you this because less money for you means more money for them.
  • How financial advisors make money on ISAs and why it's costing you.  Have you ever bought from an advisor in the past?  If so, then you'll see that one of these ways means he's probably still taking some of your money every year without you knowing about it!
  • Why ISAs are not as "tax-free" as you are repeatedly told and how you can minimise these hidden ISA taxes.
  • The one must-have investment that you probably never considered or will ever get told about, that will likely hold firm in your portfolio while share investments in quoted companies like Northern Rock flounder (during the 1970s this investment grew by 20-times while banks went bust).
  • Even something as simple as choosing the best versus worst cash ISA can generate loads of extra money for you each year.  Especially when the special investing secret of the world's greatest investor, Warren Buffett, is taken into account.

And much, much more!

Hi, I'm Alan Dunwiddie, and after seeing various family, friends and colleagues taken in time and time again by unsuitable investments, I distilled the investing advice I had given them and wrote this book out of a desire to pass this advice onto everyone so that we all become better informed investors when making financial decisions.

The advice in the Do it Yourself ISA Guide can save you a lot of money in fees and help you diversify your portfolio into areas you've never even considered or thought were for "experts" only.

It explains clearly all of the different ISA investing options available.  Some of them like Cash, Shares, Property and Unit Trusts, you will have heard of.  Others like Investment Trusts, ETFs and Commodities, maybe not.

How much would you pay for an independent guide like this that empowers you to make your own ISA or even Pension decisions?  £100?  How about £50?  Remember this guide can save you £100s of pounds.

How about under a fiver?

Yes, this guide is available starting at £4.95 as either an ebook or printed copy. Sounds too cheap to be true, doesn't it? Considering the value of your investments to your future, how can you go wrong?   In a world where much financial advice is dished out that perhaps isn't as appropriate as it could be, empowering yourself will be the best move you can make.

When it comes to stock market investing, this guide can even recommend a low-cost, on-line broker who at time of writing will give you £50 if you open an account with them.*  That pays you back over TEN TIMES the cost of the guide itself.

Seriously, it can even be very refreshing to play the banks at their own game and see some salesman squirm as you use your new-found knowledge when they try to sell you something.  That feeling alone is surely worth £4.95 of anybody's money!

Just use the link below to buy at LuLu, a top book retailing store.

Support independent publishing: buy this book on Lulu.

If you still haven't decided whether this book really is for you, then you can even check out some of the preview here

and if you don't have a credit card or Paypal, don't worry! Just check our Terms of Use for details of how to pay by cheque or direct Bank transfer (BACs).

PS : We also guarantee that your personal details such as email address remain private and are never used for marketing purposes.  We use LuLu, a well-respected US book retailing firm to handle our sales.  Even we do not get to see your credit card number or personal details.

 

Whatever your decision,

 

I wish you every success with your future investment decisions,

 

 

Alan Dunwiddie

Author of "The Do it Yourself ISA Investing Guide"

 

Note : The FastTrackUK ISA Millionaire book by the Sutherland brothers is available here

* this offer is not guaranteed and can be withdrawn by the broker at any time.  SO HURRY!

 

 

 

 

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